If I buy something with my debit card and want cash back which store do I go to
4 Places to Get Cash Back with a Debit Card
Many everyday stores and retailers provide cash back when you pay with a debit card. If you’re always paying extra ATM fees or having to borrow cash from friends, memorize this list of stores so you can get cash on your own.
1. Get cash back at the grocery store
You can get cash back at the grocery store by paying with your debit card instead of using credit or cash. Grocery stores from Albertsons to Winn-Dixie allow you to make a withdrawal from your checking account when you swipe your card and enter your PIN during check out.
Since most stores don’t charge a fee to withdraw money from your checking account, it’s one of the best options to get cash and save some money at the same time.
Most stores have a limit on how much you can withdraw. If you need $500 in cash for next weekend’s road trip, a trip to the bank may be a better option.
For a smaller amount of cash, you can visit:
- Food Lion
- Giant Eagle
- Save Mart
- Trader Joe’s
- Whole Foods
2. Gas stations that give cash back
With a gas station on virtually every corner, it’s easy to get cash if you’re running errands, taking a road trip, or need it quickly.
The maximum withdrawal amount tends to be lower at gas stations. Some locations have caps of only $10. The majority don’t charge fees to get cash back, so that’s a plus.
If you’re looking for a gas station for cash back, try:
- Circle K
- Phillips 66
Remember that many gas stations are independently owned and operated even if they’re part of a franchise. In this case, the policies can vary from store to store. It’s a good idea to call ahead to ask about limits and fees.
3. Use your debit card to get cash at department stores
In addition to grocery stores and gas stations, some department stores let you get fee-free cash back with your debit card.
Department stores like Costco, Target, and Walmart are just a few of the many options. There’s typically a minimum purchase requirement to consider. Sometimes paying for a small, cheap item with your debit card is enough.
When you need cash, you can usually find it at:
- Rite Aid
Not all merchants will process these requests at the register. You may have to visit the customer service desk instead.
4. Withdraw cash from an ATM
The most obvious place to get money with your debit card is to visit the ATM at your bank. This lets you avoid paying out-of-network ATM fees. These fees cost $2 or more per withdrawal, so it pays to use the ATM at your bank, even if it isn’t the closest.
You might qualify for fee reimbursement if your bank offers it. In that case, if you can’t use your bank’s ATM and are charged a fee, you’ll be automatically reimbursed for that fee.
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There are a lot of surcharge-free ATMs located all across the country, and banks and credit unions usually participate in a card network so you can access them.
Some of the major ATM networks include:
- Money Pass
- All point
- Pulse Select
- Alliance One
- CO-OP (for credit unions)
If your account is at a credit union, it’s likely they participate in the CO-OP network which gives you access to almost 30,000 free ATMs. You can also use your bank’s ATM locator through their mobile app to find fee-free places to get cash. Read more articles on activateenter.